State Separation Notice Reference Guide

Download our quick reference guide to stay current on location-specific offboarding requirements.

One size does not fit all when it comes to employee separations. Different states–and even municipalities—enforce unique legal requirements that can impact how organizations manage offboarding. To help you navigate this complex terrain, we’ve compiled a high-level summary of separation obligations by geography.

This resource is essential for HR professionals, legal teams, and operational leaders managing multi-state workforces. Our guide identifies location-specific laws that apply to employee separations, including:

Unemployment Insurance Requirements

In 32 U.S. jurisdictions, employers are legally required to provide departing employees with written information about unemployment insurance benefits. The guide outlines where these mandates apply so you can ensure compliance during every separation.

State-Specific COBRA Laws

Under the federal COBRA law, employers with 20 or more employees have 30 days to notify the health plan administrator of an employee separation. However, several states enforce more expansive COBRA laws—some with stricter deadlines, broader employee eligibility, or lower size thresholds. Our guide identifies where these enhanced rules apply so you can meet both state and federal requirements.

Local WARN & Mini-WARN Acts

Beyond the federal WARN Act, many states have enacted “Mini-WARN” laws that require earlier notifications, cover smaller layoffs, or mandate severance. These rules can significantly increase the complexity of planning reductions-in-force (RIFs) and other transitions.

Request the State Separation Reference Guide

Disclaimer: This is a general guide for informational purposes and should not be considered legal advice. You are strongly encouraged to consult a qualified attorney before using or relying on this information. The provider of this resource is not liable for any errors, omissions, or outcomes resulting from its use.